Yes, you really can buy a home with only $100 down!! You can buy a HUD home with only $100 down payment!! HUD will pay up to 3% in closing costs. Here is the catch, you have to buy it at full asking price. It would also be an FHA loan. There are some good HUD deals out there.
Here are just a few here in Utah County alone;
$115,000 Payson 3 bedroom, 1 bath 1,335 sq. ft. 2 Story
$127,000 Springville 2 bedroom, 1 bath 1,984 sq. ft. Split Level
$137,700 Eagle Mountain 3 bedroom, 2 bath 2,478 sq. ft. 2 Story
$155,000 Eagle Mountain 3 bedroom, 2 bath 2,522 sq. ft. Rambler
There are more out there. Call, email or text me if you would like a list of other HUD homes.