Grant Programs (Updated)

There are many different grant programs to choose from. Many of these programs do run out of money so you’ll need to check to see if they have funds available. The grant programs will vary in how much they give and what there guidelines are. The following is a list of grant programs and contacts. Please feel free to give me a have any question or if you are looking for a home.

Utah County

To qualify a house must be within the Utah County Consortium of Cities:
Lehi, Lindon, Orem, Payson, Pleasant Grove, Spanish Fork, Springville, Unincorporated Utah County.
The maximum loan for a home 29 years or newer is $5,000 and the maximum amount for a home older than 30 years is $10,000.

Utah Loan to Own: http://loantoown.net/

Provo City Only. Home Purchase Plus: Up to $20,000 available in Pioneer Neighborhoods and Central Business District $10,000 available in all other areas of Provo.

Provo Redevelopment: http://www.provo.org/redev.housingassistance.html

Contact:
Provo City Redevelopment Agency
250 West Center Street
Suite #340
Provo, Utah 84601
Phone: 801-852-6160
Fax: 801-375-1469

Ogden City

Contact:
Community Development Division
Attn: Cheryl Hurley
2549 Washington Boulevard Suite 120
Ogden, Utah 84401
Phone: 801-629-8906
http://www.ogdencity.com/

West Valley City

Down Payment Assistance Program
West Valley City provides down payment assistance to first-time home buyers purchasing a home within the West Valley City limits.

Contact:
West Valley City Housing Authority
Attn.: Carol Landgraf
3600 Constitution Blvd.
West Valley City, UT 84119
(801) 963-3369
(801) 963-9518 (fax)
http://www.wvc-ut.gov/

Magna

Magna Housing Trust Fund
The Community Development Corporation of Utah (CDC) offers up to $10,000 or 6% of sale price, whichever is lower, in deferred loans to help finance the purchase of homes in the Magna and Kearns area. The loans are available to first-time home buyers to use for down payment assistance.
Contact:
Community Development Corporation of Utah
501 E. 1700 South
Salt Lake City, UT 84105
(801) 994-7222 ext. 200
(801) 994-7220 (fax)
www.cdcutah.org

CDC Downpayment Assistance

Salt Lake County
The Community Development Corporation of Utah (CDC) offers down payment assistance grants to first-time home buyers in Utah, which can be used toward down payments, closing costs, or principal reduction. The amount of the grant is dependent on the location of the home. Only certain geographical areas have down payment assistance available. The current areas are Salt Lake City, Magna, Kearns, Sandy, and Taylorsville.
Contact:
Community Development Corporation of Utah
Attn.: Catrina Duck
501 E. 1700 South
Salt Lake City, UT 84105
(801) 994-7222 ext. 200
(801) 994-7220 (fax)
www.cdcutah.org

NeighborWorks Down Payment Assistance Grants

Salt Lake County
NeighborWorks Salt Lake offers up to $10,000 in down payment assistance grants to first-time home buyers purchasing single-family homes in targeted neighborhoods within Salt Lake (see map). To earn the full $10,000, buyers must remain in the home for 10 years.
Contact:
NeighborWorks Salt Lake
Attn.: Lilian Hernandez
622 W. 500 North
Salt Lake City, UT 84116
(801) 539-1590
(801) 539-1593 (fax)
lilian@nwsaltlake.org
www.nwsaltlake.org

Buy a HUD home with only $100 down.

Yes, you really can buy a home with only $100 down!! You can buy a HUD home with only $100 down payment!! HUD will pay up to 3% in closing costs. Here is the catch, you have to buy it at full asking price. It would also be an FHA loan. There are some good HUD deals out there.

Here are just a few here in Utah County alone;

$115,000 Payson 3 bedroom, 1 bath 1,335 sq. ft. 2 Story

$127,000 Springville 2 bedroom, 1 bath 1,984 sq. ft. Split Level

$137,700 Eagle Mountain 3 bedroom, 2 bath 2,478 sq. ft. 2 Story

$155,000 Eagle Mountain 3 bedroom, 2 bath 2,522 sq. ft. Rambler


There are more out there. Call, email or text me if you would like a list of other HUD homes.

Free Money! Grant Progams Really Exist!

Unlike the Loch Ness monster, big foot, and alien abductions. This is not just a rummer that people say they have seen but no one know where to go or what to do get your hands on them. It's far easier than you think!! All of the grant programs very, from program to program. You will need to check out what the differences are from program to program. Generally speaking they will have geographical areas, grant and income limits, time frames, prepayment if required at all. I have listed the following grant programs for you to use and get.



Utah County:

http://www.nhsofprovo.org/home_loans_equity_sharing.htm

http://housingservicesut.org/loantoown/



Salt Lake County:

http://www.homesweethomeutah.org/salt-lake.htm

http://housingservicesut.org/rehab/


Clearfield City Down Payment Assistance Program (CCDP)
$5,000
Mary Lewis
(801) 939-9198

Logan Neighborhood Non-Profit Welcome Home Own in Logan Program (DPA)
$7,500
Laurie Tanner

Multi Counties - Davis Community Housing Authority (DCHA) Down Payment Assistance Program
$2,000
Mary Lewis
(801) 939-9198

Multi Counties Bear River Association of Governments First Time Homebuyer Program (FTHB) $2,000
Jeff Kearl
(435) 752-7242

Multi Counties DCHA American Dream Down Payment Assistance Initiative (ADDI)
$2,000
Mary Lewis
(801) 939-9198

Ogden Own-in-Ogden Program (OIO)
$10,000
Cheryl Hurley
(801) 629-8906

Ogden Urban Homestead Program (UHP)
$50,000
Cheryl Hurley
(801) 629-8906

Provo Home Purchase Plus Program (HPP)
$20,000
Cheryl Joyner
(801) 852-6160

Provo Neighborhood Housing Services, Inc. Down Payment and Closing Cost Assistance Program (DPCCP)
$10,000
Sam Lee
(801) 375-5820

Salt Lake City Salt Lake Neighborhood Housing Services American Dream Downpayment Initiative (ADDI)
$10,000
Lilian Hernandez
(801) 539-1590

Salt Lake Community Development Corporation of Utah Own in Salt Lake Downpayment Assistance Program (DAP)
$5,000
Nancy Lorenzo
(801) 994-7222

Salt Lake County Community Development Corporation of Utah American Dream Down Payment Initiative (ADDI)

$10,000
Nancy Lorenzo
(801) 994-7222

Salt Lake County HUD Asset Control Area Program (ACA)
$50,000
Randy Smith
(801) 994-7222

St George Five County Association of Governments Home Ownership Program (DPA)
$10,000
Todd Gorishek
(435) 652-5978

Taylorsville Community Development Corporation of Utah (CDC) Own in Taylorsville Program (DAP)
$5,000
Nancy Lorenzo
(801) 994-7222

Tooele County Down Payment Assistance Program (DAP)
$2,000
Carol Bush
(435) 882-7875

Utah (UHC) ECHO Silent Second Program (ESSP)
$50,000
Larry Forkner
(801) 521-6950

Utah County Housing Services of Utah Valley Loan to Own Program (LTO)
$15,000
Jo Drake
(801) 852-6164

Wasatch County Wasatch County Housing Authority (WCHA) Down Payment Assistance Loan Program (DAP)
$20,000
Gary McDonald
(435) 657-3337

West Jordan Down Payment Assistance Program (DPA)
$5,000
Charles Tarvez
(801) 569-5060

West Valley City Home Ownership Program (HOP)
$5,000
Chris Curtis
(801) 963-3280

Please give me a call or email me if you have any questions on these or any other grant programs.